Credit cards: As a first-time credit card user, prioritize timely payments and avoid tempting offers. Select a card that aligns with your financial situation, keeping an eye on fees and rewards. Understand the approval process and eligibility criteria to secure a suitable credit card.

​Credit cards: As a first-time credit card user, prioritize timely payments and avoid tempting offers. Select a card that aligns with your financial situation, keeping an eye on fees and rewards. Understand the approval process and eligibility criteria to secure a suitable credit card.