Personal loans: A personal loan is an unsecured borrowing option for immediate funds, typically requiring less documentation. Key features to consider include disbursal time, interest rates, repayment flexibility, and possible tax benefits based on usage, ensuring alignment with financial goals.

​Personal loans: A personal loan is an unsecured borrowing option for immediate funds, typically requiring less documentation. Key features to consider include disbursal time, interest rates, repayment flexibility, and possible tax benefits based on usage, ensuring alignment with financial goals.