Personal Loans: Before obtaining a personal loan, borrowers must consider factors including credit history and macroeconomic indicators. Changes in repo rates, inflation, and government spending significantly affect interest rates, ultimately influencing the affordability of loans.

​Personal Loans: Before obtaining a personal loan, borrowers must consider factors including credit history and macroeconomic indicators. Changes in repo rates, inflation, and government spending significantly affect interest rates, ultimately influencing the affordability of loans.