Personal loan prepayment: While prepaying loans can lead to savings, borrowers must examine prepayment fees outlined in loan agreements. Personal loans are unsecured and require attention to interest rates and payment terms to ensure timely repayment and financial health.

​Personal loan prepayment: While prepaying loans can lead to savings, borrowers must examine prepayment fees outlined in loan agreements. Personal loans are unsecured and require attention to interest rates and payment terms to ensure timely repayment and financial health.