Balance transfer helps transfer outstanding amounts from one credit card to another at a lower interest rate and easy EMI payments. The monthly interest rate charged varies from 0.99% to 1.7%, substantially lower than the usual up to 3.75% charged by most banks on credit card outstanding.

​Balance transfer helps transfer outstanding amounts from one credit card to another at a lower interest rate and easy EMI payments. The monthly interest rate charged varies from 0.99% to 1.7%, substantially lower than the usual up to 3.75% charged by most banks on credit card outstanding.