Gold is valued for its financial worth and beauty, making it a solid investment. Gold loans use jewelry as collateral, determining loan amounts based on gold’s market value, but borrowers must consider risks of nonpayment that could lead to losing their pledged assets.

​Gold is valued for its financial worth and beauty, making it a solid investment. Gold loans use jewelry as collateral, determining loan amounts based on gold’s market value, but borrowers must consider risks of nonpayment that could lead to losing their pledged assets.