Personal loan interest rates, can significantly impact the cost of borrowing and should be carefully considered before applying. Several factors determine the interest rate you qualify for. Some of them are: credit score, earlier repayment history, credit limits, borrowing potential, old assets etc.

​Personal loan interest rates, can significantly impact the cost of borrowing and should be carefully considered before applying. Several factors determine the interest rate you qualify for. Some of them are: credit score, earlier repayment history, credit limits, borrowing potential, old assets etc.