Credit cards: Interest-free periods on credit cards help manage cash flow and avoid fees if used wisely. By making timely payments and avoiding cash advances, users can benefit from these terms while maintaining a good credit profile and minimizing unnecessary debt.

​Credit cards: Interest-free periods on credit cards help manage cash flow and avoid fees if used wisely. By making timely payments and avoiding cash advances, users can benefit from these terms while maintaining a good credit profile and minimizing unnecessary debt.