Credit cards: IDFC First Bank now requires an upfront joining fee for its Mayura and Ashva credit cards to discourage non-serious applicants. The fees are ₹2999 plus GST for Ashva and ₹5999 plus GST for Mayura, compliant with RBI guidelines on credit card activation.

​Credit cards: IDFC First Bank now requires an upfront joining fee for its Mayura and Ashva credit cards to discourage non-serious applicants. The fees are ₹2999 plus GST for Ashva and ₹5999 plus GST for Mayura, compliant with RBI guidelines on credit card activation.