Students applying for overseas education loans must provide six months of bank statements from co-applicants if collateral is involved. Interest rates range from 8.64% to 14.25%, with a typical repayment tenure of 12 to 14 years and a moratorium period after course completion.

​Students applying for overseas education loans must provide six months of bank statements from co-applicants if collateral is involved. Interest rates range from 8.64% to 14.25%, with a typical repayment tenure of 12 to 14 years and a moratorium period after course completion.